Lakeland is Florida’s best-kept secret. The real estate is very affordable, the cost of living is well below the national average, and if you don’t mind the weather you can get on great in this small town with lots going on. The most unique attraction in Wichita Falls has to be the Professional Wrestling Hall of Fame and Museum. Cedar Creek & Belle Grove National Historical Park, Cedar Creek Battlefield, and Kernstown Battlefield are just some of the spots to visit. Livability score: 61. There are over 90 buildings and pieces of public art and seven national landmarks here, many of which were created by internationally-noted architects and artists. Lakeland is also situated right in between Tampa and Orlando, making it very easy to commute to either and enjoy all the attractions found in both. This small city offers a country atmosphere but is still close to both Tampa and Orlando. While we don’t have any active adult communities listed in Waco, those interested in Central Texas living can look to Georgetown, which is about an hour south, or Mansfield, which is a little over an hour north. This time, however, we wanted to focus on the towns, cities, and regions that foster that balance between affordability and good living. - Denise Guzzetta,  VP of Talent and Workforce Development, Sioux Falls Development Foundation. You can take a walk through White River State Park or walk amongst the animals at the Indianapolis Zoo. Golfers will appreciate the many courses and options available, from TPC Tampa Bay to Saddlebrook to Westchase Golf Club. - Andrew Selepak, media professor in the telecommunication department at the University of Florida. Stories, strategies, and tips for better personal finance. Those looking for the active adult community lifestyle will be able to find it affordable at The Preserves at Cumberland Village, which has starting prices in the high $100s. You can live a very active retirement in this Northern Idaho city. The cost of living is on the higher side but that’s offset by low taxes, a very strong local job market, a high well-being score, and a robust public transportation system. The cost of living is a little higher than the national average, but that’s offset by a strong local economy, a very tax-friendly environment, a healthy transit system, and good overall well-being scores. Some may scoff at the idea of retiring in Minnesota but so long as you don’t mind a little snow (okay, a lot of snow), there is so much to do here without setting yourself up to overspend. Both offer homes starting in the $100s, though each offers a distinct lifestyle experience depending on what you’re looking for in retirement. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we're a trusted resource paving the way from here to home. It has one of the lowest costs of living for a large metro area and no state income tax. Those looking for a budget-friendly active adult lifestyle should consider Avalon Pointe, an active lifestyle community in Caledonia that features both new construction and resale homes. Nature is a big part of the appeal in Ocala. There’s also plenty more to see and do in Downtown Melbourne. The cost of living here is below the national average and a full 10 percent less than Miami. It also shows up on our list of affordable places to retire thanks to reasonable real estate prices, a low cost of living, a solid local economy, and walkability that’s great for casual living. There are also a bunch of parks and greenways peppered throughout the city. If you lived in Lakeland, you’d probably be at the park by now. The Boot Hill Museum is home to thousands of artifacts and a variety of exhibits. Located on Florida’s Space Coast, Melbourne is another Sunshine State retirement spot where the cost of living is lower but the number of opportunities available remains high. The Dunedin Marina is your starting point for all kinds of fun on the water while the Dunedin Historical Museum is a fun way to spend the day learning about the history of the region. Just outside of the city, look to Vandalia by Del Webb, Stoney Meadows, and Wellington at Saratoga, all of which have homes starting in the $100s as well. It's hard for retirees to pass up tax-free shopping in New Hampshire. Other popular places to visit are the Gerald R. Ford Presidential Library, the Grand Rapids Art Museum, and the Urban Institute for Contemporary Art. Jacksonville, Florida is a pretty affordable area, and seniors looking to get the most bang for their buck (and some sun) might enjoy this northern Florida city. Example: "Jane Doe" will appear as "Jane D.", 2019's Best, Most Affordable Small Towns to Retire In, Your email address will not be published. Many people think of... 3. Birmingham, AL thrives with history, culture, and nice weather. Shopping is a big deal in Daytona with Tanger Outlets and The Trails Shopping Center It’s also a region rich in culture and history, highlighted by the Washington Oaks State Gardens, the Deland Naval Air Station Museum, and Ormond Memorial Art Museum. Make sure you check out what’s going on at the Hale Senior Activity Center, which offers programs and classes specifically designed for those 50 and older. Sioux Falls, South Dakota. Those looking for warm weather, plenty of recreation, and an affordable lifestyle will likely find what they’re looking for in Melbourne. The Studebaker National Museum is home to a classic collection of cars while the South Bend Museum of Art includes historical and contemporary art across five galleries. To create 55places.com’s Most Affordable Small Towns to Retire in 2019 rankings, we identified every metropolitan area across the 50 U.S. states with a population of 55,000 or less per the most recent U.S. Census. Orlando, FL isn't just about theme parks, there's plenty of other ways to enjoy your retirement. All fields are required, © 2007 - 2020 55places.com, a division of, list of the most affordable places to retire, Gallagher Bluedorn Performing Arts Center, Cedar Creek & Belle Grove National Historical Park, Mineral Ridge Scenic Area at Wolf Lodge Bay, Gettysburg National Military Park Museum and Visitor Center, inger Lakes International Dragon Boat Festival, WalletHub’s internal quality of life rankings, United Health Foundation’s 2018 America’s Health Rankings, 2018 U.S. Average Temperature State Rankings, Corporation for National and Community Service’s City Rankings by Volunteer Rate. San Antonio's River Walk is always a fun option, but this affordable city has plenty more to see. "Memphis is one of the largest metro areas in the Southeastern USA., but the small-town atmosphere fosters close-knit communities that make it an attractive place to live. The city is full of fun things to see and do as well, including the Riverside/Avondale district, Riverside Arts Market, and St. John’s Town Center. Waco boasts a strong collection of historic and artistic centers to explore, including Mayborn Museum, Texas Ranger Museum, and Waco Mammoth National Monument. Each community offers homes either below $100K or in the $100s. Downtown Lakeland is full of restaurants, shops, and coffee bars to enjoy. In just those two areas they saved $33,000 a year by making the move to beautiful Birmingham. There’s more to Columbus than just buildings, however. for people who want to spend their retirement on the water. If you’re hungry, head to the Goshen Farmers Market or Kercher’s Orchard to pick something good. The population is around 600,000 in the entire county so traffic is easy to get around. As you might imagine, Gainesville offers plenty of outdoor opportunities for retirees. “Besides providing over 300 days a year of sunshine, Arizona is one of the most tax-friendly states. Account active Other annual events to consider include Christmas in Old Dodge City and The Ford County Fair. State tax rates for a median income family: 8.44%, Costs of adult day services per year: $16,900. The Morris Performing Arts Center is a historic 2,500-seat venue that hosts various concerts and events. While it’s ultimately up to you to figure out the ideal place for your retirement, we hope this ranking highlights interesting opportunities that you might not have considered and gives you the tools you need to make an informed decision. While there are nine communities to choose from in the Winchester area, two of them, Willow Lawn Cottages and Woodbrook Village, offer homes starting in the low $200s. Moosewood Restaurant, known for its vegetarian fare, is one of the must-visits. The lack of a state income tax and no taxation on Social Security benefits means retirees can live large in this small city. We have endless recreational opportunities locally, plus it's only 45 minutes to Lake Michigan and two hours to Chicago!" Founded in 1744, this city is located in the northernmost tip of Virginia’s Shenandoah Valley region, which puts you right along the Appalachian Trail. 2 on the 55 Best 55+ Active Adult Communities for 2018. There’s an extensive park system, solid golf scene, and plenty of historical artifacts and monuments to explore. Sioux Falls, SD might sound like an unconventional retirement spot, but it comes with affordability, excellent health care, and a low cost of living. Also, make sure you swing by The Aggie Chocolate Factory to sample the chocolate bars, cookies, and hot chocolate Utah State students are concocting. Gettysburg has plenty of Civil War monuments to explore, but it's more than just Civil War history. The Jacksonville Zoo supports wildlife conservation right on the riverfront. Head to the Lilly Nature Center, Celery Bog Nature Area, or Fort Ouiatenon. window.googletag = window.googletag || {cmd: []}; Michigan does not tax Social Security retirement benefits and offers a large deduction on other retirement incomes. googletag.defineSlot('/1035677/Business_Insider_AMP_', [[300, 139], [1, 1], [300, 360], [300, 475], [595, 139], [595, 360], [595, 475], [300, 250], [595, 250]], 'div-gpt-ad-1602088621612-0').addService(googletag.pubads()); Consider grabbing a meal at Pagliai’s Pizza, Pub 500, Olives, or El Mazatlan. The city also boasts very good health care opportunities. English Turn at Greystone Farms is a highly sought-after active lifestyle community in the city that has home prices starting in the mid $200s while The Cottages at Danberry is also worth checking out and has homes starting in the mid $200s. Meanwhile, Golden Spike Estates in Rathdrum offers homes starting in the $100s and The Village at Syringa Gardens in Post Falls starts in the low $200s. - Dick Picard, 55places.com local expert. Meanwhile, the Depot Theater Company performs out of the former Santa Fe Railroad Depot as well as Occident Theater. If you want to live in the city, consider checking out Stone Bridge and Village at New Bethel, both of which have prices starting in the $100s. © 2007 - 2020 55places.com, a division of Neighborhoods.com. We then collected 12 different data points to narrow the list down. Why pay for the hustle and grind—not to mention house prices—of a large city when Ocala is just a short drive from Orlando, Tampa, and some of the best beaches in the country? Plant Museum, and the Straz Center for the Performing Arts. Lake Lanier is the big outdoors draw here and you can enjoy it yourself via the Lanier Canoe & Kayak Club, Lake Lanier Rowing Club or however you choose. The Nora Eccles Harrison Museum of Art collects and preserves modern and contemporary art, the American West Heritage Center celebrates the history of the Old West, and the Cache DUP Museum includes artifacts, and of early settlers.

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